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Merchant Accounts & Payment Processing for CBD and Hemp Businesses

CBD and hemp businesses are turned away by standard processors before they even get started. A dedicated merchant account, proper underwriting, and a compliant payment gateway built for the cannabis space is what actually keeps your business running long term.

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Why CBD Businesses Cannot Rely on Standard Processors

The CBD and hemp industry sits in a category most processors will not touch. Banks pull out without notice, accounts get terminated mid-processing, and compliant businesses get caught in the same net as bad actors simply because of their product category.

Mercuria Payments works specifically with CBD and hemp merchants. Every account goes through proper underwriting so you are matched with a banking partner that understands your industry and supports it long term, not one that approves you today and reviews you out of business six months from now.

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What Makes Mercuria Payments Different for High Ticket Merchants

  • Dedicated merchant account built for CBD and hemp businesses
  • 500-plus platform integrations including Shopify, WooCommerce, and BigCommerce
  • Hosted checkout pages with fraud scrubbing and scoring
  • Apple Pay and Google Pay digital wallet support
  • Recurring billing and subscription management built in
  • Tokenization and vaulted card storage for returning customers
  • Real-time chargeback monitoring and dispute management
  • Mobile payments and email invoicing
  • QuickBooks integration
  • Single dedicated contact for your entire account
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Works With Every Major eCommerce Platform

Whether you sell CBD oils, hemp products, topicals, or wellness supplements, our payment gateway connects to the platform you already use. Shopify, WooCommerce, HighLevel, SamCart, ClickFunnels, Magento, BigCommerce, Wix, and 500-plus more. If your store runs on it, we already connect to it.

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Who This Is For

  • CBD oil and tincture retailers selling online
  • Hemp product ecommerce stores
  • CBD subscription box businesses
  • High volume CBD and wellness brands
  • Businesses dropped by PayPal, Stripe, or Square due to product category
  • New CBD businesses that need compliant processing from day one
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Frequently Asked Questions

How fast can I get a CBD merchant account approved?

Most accounts are approved and live within 24 to 48 hours. Upfront underwriting ensures your account is compliant and built for long-term stability from the start.

Is CBD processing legal in the USA?

Hemp-derived CBD products with less than 0.3% THC are federally legal under the 2018 Farm Bill. Mercuria Payments works with compliant CBD and hemp businesses across the USA.

Can I keep my existing Shopify store and just switch the payment gateway?

Yes. Mercuria Payments connects with 500-plus platforms. Your store stays exactly as it is and we handle the payment side without any rebuild required.

What if my CBD account was terminated by another processor?

A prior termination does not disqualify you. We assess each CBD business individually based on compliance, product type, and processing history.

Do you support recurring billing for CBD subscription boxes?

Yes. Recurring billing and subscription management are built into the platform as core features, covering trials, renewals, and installment models.

Ready to Get Your eCommerce Merchant Account Approved?

Stop losing sales to frozen accounts and unreliable processors. Get a dedicated ecommerce merchant account built around your business model, approved in 24 to 48 hours.